flex-financing-mc

H-D™ FLEX FINANCING

An alternate way to purchase your next H-D® motorcycle that combines the benefits of attractive monthly payments and the ability to return your motorcycle at the end of term, similar to a lease.32

BENEFITS FOR THE RIDER

FLEXIBILITY

Multiple end of term options to enhance your H-D® motorcycle ownership experience; Pay off your current bike to own it outright, trade-in1, refinance2 or return3 it to an authorized dealership at the end of your term.

SHORTER TERMS

Customize your payment period with either a 36-or 48-month term - a shorter time frame than standard financing options.

ATTRACTIVE MONTHLY PAYMENTS

Enjoy a break from traditional buying and leasing by making monthly payments as low as $31133 on Grand American Touring Models with 10% down and a final balloon payment of $10,771.66 due at the end of the 48-month term.

Compare Financing Rates

Flex Financing Traditional Financing
Bike Types New H-D® Touring, Trike and CVO™ Bikes All bikes
Terms 36 and 48-months 24 to 84-months, 96-months on select models
Payment Lower monthly payments throughout your term with a single final balloon payment*** You will pay the same amount each month until the bike is paid off
End of Term Trade-in* for a new H-D® model
Keep your current bike after paying off remainder
Refinance** your balloon payment with HDFS
Return*** your bike after settling your account balance
Your loan is fully paid off. The bike is yours to keep or trade-in